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Welcome to the Vista Del Mar Wealth Management Blog! Here we will share expert financial advice, emerging trends and industry news. In addition to financial insight, our blog serves to foster and build relationships with our community from sustainability tips, supporting causes we care about, and featuring small businesses who are changing the world.  Be a part of #thevistadelmardifference.

Cheers, 

Mahalene Dulay 

Founder, Vista Del Mar Wealth Management

Thursday, September 16, 2021

Should you get life insurance now or wait until you need it? We believe that life insurance is an important part of your financial plan when you have: The right type, The right amount, And the right reasons. We break down the top...

Monday, September 13, 2021

Talking about buying a home, retirement, travelling, sending kids to college and other financial goals are an easy conversation to have. However, are you building your life and legacy around a house of cards?

Wednesday, September 8, 2021

Many employers offer their employees group term and disability coverage. While this benefit is great and generally at little to no cost to the employee, there’s one important question you must ask yourself: is it enough?

Wednesday, August 25, 2021

Teaching kids about money early on not only creates a strong foundation for healthy money habits, but it’s a valuable gift of generational wealth.

Wednesday, August 18, 2021

In our video blog, we break down different types of accounts parents can save into for their kids’ college.

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Thursday, July 29, 2021

For many parents, helping their kids with college is just as an important financial goal as retirement. A common question we get from clients is how they can save for both goals without comprising one or the other. Our short answer is...

Tuesday, July 27, 2021

When you hear "financial freedom", what does that mean to you? While being debt free is part of this goal, building your wealth in a way where your money works for you is where we believe you can achieve true financial freedom. Here...

Tuesday, July 20, 2021

Last month, we hosted our Ladies’ Lounge: Wealth Empower Hour with an all-female power panel to talk about pay negotiations, strong resume and interview strategies, and transitioning from a salary job to entrepreneurship. There...

Friday, July 9, 2021

Not all debt is created equal, and though it sounds counterintuitive, using debt in the right way can actually help you build your wealth. Sounds confusing? We got you covered; check out our video to learn about different types or debt...

Sunday, May 16, 2021

If you’re adding into a 401(K) or another tax-deferred plan, you may want to consider adding a Roth IRA to your financial wheelhouse (or a Roth 401(K) if your employer offers it). We made this short video to talk about the basics...

Sunday, May 9, 2021

If you’re a realtor, freelancer or someone that’s self-employed, you won’t be able to contribute to a 401(k) plan through an employer. Instead, you have the opportunity to build your retirement savings through plans...

Tuesday, May 4, 2021

Most employers offer a plan to help their employees save for retirement. Depending on your employer (ex: private company vs. public service employer), you may have different names for your retirement plan. Check out our video below to...

Friday, April 30, 2021

Your 401(k), we believe, is one of many great tools to save and invest for your retirement goal. Should you take money out of your 401(k) plan before retirement to put towards a down payment on a home or pay off credit cards?

Friday, April 30, 2021

On May 1, we celebrated our firm’s 3-year anniversary (and our pets’ birthdays 😊)! When I took the leap of faith in 2018, I knew that it was going to be one of the hardest transitions in my life. My youngest son was born...

Wednesday, March 17, 2021

I had the honor of being featured last month on Shoutout SoCal, an online magazine whose mission is to highlight and support local small businesses. Their mission is: "... to help change the way people spend money. We want people to...

Wednesday, January 27, 2021

As a business owner and mom of two young kids, I sometimes find myself with the feeling of "mom guilt" and then the self-talk questions start flowing in: Am I giving my kids enough of my time and attention?

Tuesday, January 26, 2021

With a new year comes new goals. This month, we've decided to focus on Money Mindset, and there's no time like the present to address one of the biggest obstacles surrounding managing that mindset: anxiety.

Monday, January 4, 2021

As we enter a New Year, you may have already started thinking about your goals. Goal-setting is one thing, but how to achieve them is what will set you up for success.

Tuesday, December 22, 2020

For many of us, 2020 came in fiercely, with determination and hope of a new and brighter year than the year before. When we were juuuuust far enough into the New Year for things to start to fall into place, 2020 had other plans.

Friday, December 18, 2020

At the beginning of the year, I set my goals around the theme of "2020 Vision"; it was with the intention that I was going into the year with clear personal and professional goals. Then COVID-19 came swinging out of nowhere...

Monday, December 7, 2020

Though many of us are ready to say, "Peace out 2020!", this is a great time to gear up for 2021 before the year ends. Here are 3 tips to set yourself up for financial success in 2021.

Wednesday, November 25, 2020

2020 has taken a huge toll on our economy, and for many families and businesses, it will take some time to recover. But YOU have the power to help turn it around. Check out our list of small businesses to shop from for the holidays!

Friday, November 20, 2020

Where's a good starting place to optimize your time and money in your business?? Kristyna Caspelich gives us tips on how to make your business work for you and not the other way around.

Wednesday, November 18, 2020

Full STEAM ahead (total pun intended) for this business owner taking her passion into a successful business. We had the pleasure of speaking with franchise owner, Ritika Sehgal, in a candid interview about #bossmom life.

Thursday, November 12, 2020

When you think about money, what comes to mind first? We hosted Amanda Dahl of Dahl Holistic Health to talk all the things about using energy healing to help us with our relationship with money.

Thursday, October 29, 2020

Amanda joined the VDM Wealth Team as our Office Administrator, and has been a key piece of the puzzle in our firm's growth. What better way to learn more about Amanda than putting her in the interview spotlight!

Wednesday, October 28, 2020

In honor of Filipino-American Heritage Month in October, we're featuring founder, Jamie Segovia, of Meris Creations in our VDM Wealth Happy Hour Series. Check out her video interview!

Friday, October 2, 2020

With the end of the year right around the corner, we wanted to share some helpful #zerowaste tips for an eco-conscious holiday season.

Tuesday, July 14, 2020

Trendy, convenient and affordable might be a few words used to describe fast fashion. But what's the true cost of the clothes we buy?

Thursday, May 14, 2020

Maggie Knight, working mom and child therapist, shares some strategies for parents and kids on how to manage the stress brought on by COVID-19. She reminds us that the best thing we can do is give our kids (and ourselves) lots of grace.

Friday, April 24, 2020

We're excited to feature our fellow environmental activist and working mom, Olivia Angus, to share some helpful and easy tips for sustainability during COVID-19. Save our planet, save your money... it's a win-win for everyone!

Monday, April 13, 2020

As part of the $2 trillion economic stimulus package passed by the government under the CARES Act, most Americans will receive a stimulus check to help ease the financial impact of the COVID-19 pandemic. This is a one-time cash payment...

Wednesday, April 8, 2020

As a small business owner, you've probably been following news about the recently-passed $350 billion CARES Act (Coronavirus Aid, Relief, and Economic Security Act) and wondering how you may be able to access funds to help tide your...

Monday, April 6, 2020

What is the CARES Act? The CARES (Coronavirus Aid, Relief and Economic Security) Act was signed into law on March 6, 2020 to provide financial relief to individuals, famlies, businesses and industries severly impacted by the COVID-19...

Wednesday, March 18, 2020

A lot of people are already feeling the impact of the Coronavirus on different levels. For many, this also means a huge hit on their income, especially for those in the hospitality, entertainment, restaurant, travel and simliar...

Thursday, March 12, 2020

We witnessed an extraordinary move in the financial markets on Monday, March 9. The Dow Industrials lost over 2,000 points, as Coronavirus fears continued to worry investors. At the same time, oil prices lost nearly 25 percent, on news...

Wednesday, January 15, 2020

Every journey has a beginning, and our story is no exception. Learn about how VDM Wealth Management's Founder, Mahalene Dulay, got started and her mission behind providing the best client experience to individuals, families, small...