Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Investing with Your Heart For some, the social impact of investing is just as important as the return, perhaps more important. Potential Income from an IRA Estimate your monthly and annual income from various IRA types. Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be.